Merchant Cash Advance (MCA)

  • Must be in business for at least six months
  • Business must be current with landlord and have at least 12 months left on the lease.  If applicant owns the building and owns a mortgage, he/she must be current with mortgage payments.
  • Based on monthly cash and credit card processing volume
  • No need to change credit card processor
  • From $10,000-$3,000,000 dollars. May consider higher.
  • Can consolidate multiple locations
  • Franchise locations are welcomed
  • Fast process: 3-6 business days to fund. Renewals can be funded within 24 hours.
  • Not solely based on credit score
  • Applicants may not be reported to credit Bureaus.
  • Business may be reported to credit bureaus. This will increase the business’ credit rating.
  • Completely automated and manageable payback
  • Realistic terms
  • Money could be used for any purpose: advertising, emergencies, equipment, expansion, inventory, remodeling, payroll, POS systems, taxes, etc.
  • Business cannot have an open bankruptcy.
  • Not a line of credit but cash disbursement
  • For retail, restaurant, eCommerce, wholesalers, and more

MCA Reverse Consolidation

  • Suitable for merchants with multiple MCAs
  • To enable making payments on existing MCAs, not to pay them off in one lump sum
  • For most industries
  • Funding could be done within 3 business days!


  • Amount: $50,000-$1,500,000 dollars and possibly more
  • For marijuana dispensaries and grow farms
  • Dispensary must be fully licensed and have bank deposits.
  • Could lend up to 75% of the last quarter’s average deposits
  • May use real estate as collateral!
  • Funding could be done within 3 business days!

Insurance Agencies

  • Amount: $50,000-$50,000,000 dollars
  • Competitive terms tailored to your needs
  • Term loan
  • Funding for startup expenses, mergers and acquisitions, marketing, recruitment and training, new technology, bridge loan, and succession planning, and more.
  • Approval and funding can be done in 7 days!
  • For more information, download the flier here.

Contact us here for an initial consultation or to start your application.